India has a rich history of traditional artisans and skilled workers who have been passing their expertise from one generation to another. To support such hardworking people, the central government has launched the PM Vishwakarma Yojana. This scheme aims to provide financial assistance, skill development, and employment opportunities to artisans and laborers.
Under this scheme, eligible beneficiaries will receive training, a ₹15,000 grant for toolkits, and loans up to ₹3 lakh at a low 5% interest rate. If you belong to a traditional profession and want to take advantage of this scheme, here is everything you need to know.
PM Vishwakarma Yojana 2025 – Overview
| Scheme Name | PM Vishwakarma Yojana 2025 |
| Launch Year | 2023 |
| Implemented By | Central Government of India |
| Target Beneficiaries | Traditional artisans and skilled workers |
| Loan Amount | Up to ₹3 lakh |
| Interest Rate on Loan | 5% |
| Training Benefits | Skill development with ₹500 daily allowance |
| Category | Schemes |
| Application Mode | Online |
| Official Website | pmvishwakarma.gov.in |
What is PM Vishwakarma Yojana 2025?
The PM Vishwakarma Yojana is a government initiative launched in 2023 to uplift traditional artisans and workers across India. The scheme provides financial aid, skill training, and easy loan facilities to help skilled laborers grow their businesses and earn a better livelihood.
It covers workers engaged in professions like carpentry, blacksmithing, tailoring, pottery, weaving, and more. By offering financial assistance and training, the scheme aims to enhance the skills of workers and give them better employment opportunities.
Key Features of PM Vishwakarma Yojana 2025
- Beneficiaries will receive ₹15,000 to purchase essential toolkits after completing their training.
- Workers will undergo skill development training and get a ₹500 daily allowance during the training period.
- Beneficiaries can avail of loans up to ₹3 lakh at a subsidized 5% interest rate without heavy documentation.
- The government provides incentives to promote digital payments and modern business practices.
Professions Covered Under the Scheme
The scheme is open to 18 traditional professions, including:
- Carpenter
- Boat Maker
- Blacksmith
- Lock Maker
- Sculptor
- Shoemaker
- Weaver
- Potter
- Washerman
- Tailor
If you work in any of these professions, you can apply for this scheme and benefit from the financial assistance provided by the government.
PM Vishwakarma Yojana 2025 Eligibility
To be eligible for this scheme, applicants must fulfill certain conditions:
- Must be an Indian citizen and engaged in traditional artisanal work.
- Minimum age should be 18 years or above.
- Caste certificate required as many traditional professions belong to specific caste groups.
- Should not be a government employee or income taxpayer.
Documents Required for PM Vishwakarma Yojana 2025
To apply for this scheme, you will need the following documents:
- Aadhaar Card
- PAN Card
- Caste Certificate
- Residence Certificate
- Bank Account Details
- Passport-size Photo
PM Vishwakarma Yojana 2025 Online Apply
Applying for this scheme is simple. Just follow these steps:
- Visit the official website – Go to www.pmvishwakarma.gov.in.
- Click on the “Apply” option on the homepage.
- If you are a new user, complete the registration process using your Aadhaar number and mobile number.
- Provide your details like name, profession, and contact information.
- Scan and upload your Aadhaar card, caste certificate, and bank details.
- Double-check your information and click on the Submit button.
- Save a copy of your application for future reference.
After submission, your application will be reviewed, and once approved, you can start availing of the benefits of the scheme.
Why is PM Vishwakarma Yojana Important?
This scheme is a major step towards financial empowerment for artisans and workers. By offering training, financial aid, and easy loans, the government is ensuring that skilled laborers get the support they deserve. The 5% interest rate on loans makes it easier for workers to expand their businesses without financial stress.
Moreover, the ₹500 daily stipend during training ensures that workers do not suffer financial loss while learning new skills. The ₹15,000 toolkit assistance allows them to upgrade their equipment, which is essential for improving their work quality.
Final Words
The PM Vishwakarma Yojana is a golden opportunity for skilled workers to enhance their skills, get financial support, and grow their businesses. If you or someone you know is eligible, do not miss out on this scheme.